Are you contemplating a short-term loan but are worried it will place you even deeper into debt?

In short, the answer is no, as long as you are responsible with your finances. Payday loans are a viable way to get short-term loans, but you must be aware that you are using your future paychecks as collateral to get money now. If you are prepared to take out a payday loan, you must first check with the lending requirements of your state. In most cases, you will need to prove that you are at least 18 years of age, with a steady job, and an open bank account.

Since payday loans depend only on your future paychecks, your credit history is not a deciding factor. Even if you have filed for bankruptcy before, you can still qualify for a payday loan in your state.

To get a payday loan immediately, take the time to fill out our online payday loan application and find out if you're approved within moments.