What is a Payday Loan?

A payday loan is a type of loan that a person may get when he or she needs a little extra help until next payday. Essentially, this is a short term loan that the borrower pays off when next paid by his or her employer. However, in some cases an extension may be available and the borrower can pay off the loan in increments or at a later date.

To get a payday loan, a borrower typically must have a steady job, be over the age of 18 and have an active checking account. Payday loans may range anywhere from $200 to $1,000, and the qualification requirements are typically less stringent than for conventional loans.

More Information

Want to learn more about payday loans? Feel free to click on any of the helpful links listed below:

Payday Loan FAQ

How does a payday loan work?

Basic Requirements

Qualifying Factors

How much can I borrow?

It's fast, easy and secure to apply for a payday loan that will help you through a financial emergency. Click here to apply for a payday loan with our secure online system today!